As per-employee health care costs rise, new plans gain popularity

New health insurance plans with higher deductibles but lower premiums are causing Kansas City-area employees to reconsider their health care options.

Per-employee health care costs went up 5.4 percent in Kansas City this year, and employers are offering new plans in an effort to control those costs.

The new options are called “consumer-directed health plans” or CDHPs, and employers are increasingly encouraging employees to explore these plans instead of preferred provider organizations, or PPOs.

According to an analysis by professional services company Mercer, 71 percent of the Kansas City-area companies that provide health insurance offered the high-deductible plans, up from 50 percent last year.

Read more from The Kansas City Star

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